Enroll Course: https://www.coursera.org/learn/wharton-fintech-overview-payments-regulations
In the rapidly evolving world of finance, staying ahead means understanding the technologies that are reshaping it. Coursera’s ‘FinTech: Foundations, Payments, and Regulations’ course, taught by Wharton professors Natasha Sarin and Chris Geczy, offers a comprehensive dive into this dynamic field. This course is an excellent resource for anyone looking to grasp the core components of modern investment strategies that leverage fintech.
The course is structured into four modules, each building upon the last to provide a holistic view of the fintech landscape.
**Module 1: Overview of FinTech & Market Size** kicks off with a foundational overview. It delves into the main goals of fintech and explores the future of robo-advising, using Vanguard’s Personal Advisor Services as a case study. You’ll learn to assess the market size and identify areas where fintech and financial apps have gained significant traction, including insurtech and global markets. By the end of this module, you’ll have a clearer picture of fintech’s value and its future trajectory.
**Module 2: Key Considerations in FinTech** shifts focus to the human element and trust. It examines changing attitudes towards financial advice, particularly among millennials, and how technology influences personal financial practices. The module also touches on the rise of risk aversion and impact investing, and contrasts the characteristics of successful financial advisors with those of financial algorithms. Understanding trust as a fundamental element is key to navigating volatile markets and making complex decisions.
**Module 3: Payments** provides a deep dive into payment methods, their history, and regulation. You’ll analyze global trends through examples like UnionPay, explore the evolution of credit cards, and understand the complexities of two-sided payment markets. The module also addresses regulatory aspects and promising fintech solutions for payment system challenges. It’s a thorough exploration of how fintech is transforming transactions.
**Module 4: Regulation** tackles the crucial relationship between financial regulation and fintech innovation. It discusses theoretical criticisms of regulation, the balance between innovation and oversight, and the impact of events like the 2008 Great Recession on financial regulations. You’ll learn to identify how regulations manage innovation, outline the benefits and issues within fintech, and understand the global regulatory landscape. This module equips you to utilize fintech effectively within an organizational context.
Overall, ‘FinTech: Foundations, Payments, and Regulations’ is a well-structured and informative course. Professors Sarin and Geczy deliver complex information in an accessible manner, making it suitable for both finance professionals and curious individuals. The blend of theoretical knowledge, practical examples, and regulatory insights makes this course highly recommendable for anyone seeking to understand the future of finance.
Enroll Course: https://www.coursera.org/learn/wharton-fintech-overview-payments-regulations