Enroll Course: https://www.udemy.com/course/banco-do-brasil-concurso-2021-conhecimentos-bancarios/
Aspiring to join the ranks of Brazil’s esteemed public banks like Banco do Brasil or Caixa Econômica Federal? If so, you’re likely facing the comprehensive ‘Conhecimentos Bancários’ (Banking Knowledge) module in their competitive entrance exams. I recently dived into the Udemy course, ‘Concurso Bancos Públicos – Conhecimentos Bancários,’ and I’m here to share my experience and recommendation.
This course is meticulously designed to cover the essential banking knowledge required for both Banco do Brasil and Caixa Econômica Federal exams, as their ‘Conhecimentos Bancários’ syllabi are virtually identical. This makes it an incredibly efficient study tool, allowing you to prepare for both opportunities with a single, focused resource.
The curriculum provides a solid introduction to the core topics. It breaks down the complex National Financial System (Sistema Financeiro Nacional) into digestible segments, explaining the roles of various regulatory and operational bodies such as the Conselho Monetário Nacional (CMN), Banco Central do Brasil (BACEN) – with a timely update on its new autonomous structure following Complementary Law 179/2021 – and the Comissão de Valores Mobiliários (CVM).
Furthermore, the course delves into the intricacies of financial markets, including monetary, credit, capital, and foreign exchange markets. You’ll gain a clear understanding of monetary policy, the crucial SELIC rate, and the concept of compulsory deposits. The syllabus also touches upon public budgeting, Treasury titles, and public debt, providing a well-rounded financial perspective.
What sets this course apart is its practical approach to banking products and market dynamics. It demystifies capital markets and foreign exchange operations, explaining the institutions involved and the different exchange rate regimes (fixed, floating, and intermediate). The explanations on nominal vs. real exchange rates and their impact on trade are particularly insightful.
For those new to the financial world, the sections on interbank operations, treasury operations, retail banking, and credit recovery offer valuable foundational knowledge. The explanations of short-term interest rates, the yield curve, and the distinction between nominal and real interest rates are presented clearly. Finally, the course covers essential financial guarantees like Aval, Fiança, Penhor Mercantil, Alienação Fiduciária, Hipoteca, and Fianças Bancárias, and provides a crucial overview of money laundering crimes, including their concepts and stages.
While the course doesn’t offer a detailed syllabus breakdown beyond the module titles, the content covered is comprehensive and directly relevant to the exam requirements. The instructor’s ability to simplify complex topics is a significant advantage, making this course highly recommendable for anyone serious about succeeding in public banking exams in Brazil. It’s an investment that can significantly boost your preparation and confidence.
**Recommendation:** Highly recommended for aspiring candidates of Banco do Brasil and Caixa Econômica Federal exams. This course provides a strong foundation and detailed insights into the ‘Conhecimentos Bancários’ module, making your study process more efficient and effective.
Enroll Course: https://www.udemy.com/course/banco-do-brasil-concurso-2021-conhecimentos-bancarios/