Enroll Course: https://www.udemy.com/course/renda-fixa-expert/
Navigating the world of finance can often feel like deciphering a foreign language, especially when it comes to fixed-income investments. Many university courses touch upon finance, but often leave out the practical, foundational knowledge that professionals in the field rely on. Rafael Lavrado’s “Renda Fixa Expert – Renda Fixa na Prática” on Udemy aims to fill this crucial gap.
With a decade of experience in the financial market, including a partnership in an investment fund, Rafael Lavrado brings a wealth of real-world expertise to this course. He emphasizes that this isn’t a personal finance course teaching you what a CDB is, nor is it a ‘get rich quick’ scheme. Instead, it’s a comprehensive exploration of the fundamental concepts of fixed income, delivered in a way that fosters genuine understanding.
Lavrado begins with a focused review of financial mathematics as it applies to fixed income, cutting through the academic fluff to present only the essential calculations and rate manipulations. The course then systematically addresses common knowledge gaps that students often encounter. Key topics include:
* The nuances between the Selic and CDI rates.
* Understanding post-fixed returns and the implications of Copom meetings.
* Demystifying investments in Tesouro Direto.
* Exploring different types of investment funds (e.g., DI Funds, Credit Funds).
* Identifying how one can lose money in fixed income.
* Grasping the concept of the Yield Curve (ETTJ) – often a stumbling block for learners.
* The origins of pre-fixed rates, including DI futures.
* Understanding inflation protection with investments like NTN-B and the concept of implicit inflation.
* Pricing NTN-B bonds and understanding the concept of VNA (Valor Nominal Atualizado).
* Deconstructing the concept of Duration without rote memorization.
* Utilizing Modified Duration as a risk measure.
What sets this course apart is its practical, hands-on approach. Lavrado promises over 50 Excel examples, allowing students to actively practice and solidify their understanding. The core philosophy is to impart the underlying concepts and intuition behind these topics, rather than simply memorizing formulas and definitions. This method, honed over Lavrado’s own learning journey, ensures that students gain a robust foundation in fixed income.
For anyone looking to build a solid understanding of fixed-income markets, whether for professional development or to enhance their financial literacy, “Renda Fixa Expert – Renda Fixa na Prática” is a highly recommended resource. It provides the essential building blocks for anyone serious about comprehending this vital area of finance.
Enroll Course: https://www.udemy.com/course/renda-fixa-expert/